Credit Cards & Banking

A reader wrote to HMA Wealth three weeks before his home loan application deadline, panicking because his score had just

Two years ago, a reader at HMA Wealth applied for the same personal loan amount at two different NBFCs within

Picture two people opening the exact same high yield savings account on the exact same day, at the exact same

A colleague pulled her credit report in April before applying for a home loan and found a personal loan for

A cousin of mine had her rent auto-debit scheduled for the 1st of the month, like clockwork, for three years.

A cousin of mine applied for a car loan in February, fully expecting an easy approval based on his credit

A colleague of mine paid a local electrician ₹2,400 through UPI in April, watched the “payment successful” screen appear, and

A friend of mine booked a flight to Goa in March, opened his wallet app to pay, and paused for

“Just pick the savings account with the highest advertised interest rate” is the entire strategy most people use to shop