Personal Finance

Should You Prepay Your Home Loan or Invest the Extra Money Instead? Two Diwalis ago I got a ₹3 lakh

Last March, a reader wrote to us at HMA Wealth with his Form 16 attached and one simple question: “I

If you’re reading this after 31 July 2026 and your ITR still isn’t filed, take a breath. You’re late, but

I still remember the exact Sunday I tried to “get serious” about money. Six browser tabs open one bank’s savings

My cousin called me at 11 PM, two days after his daughter was born. Not to share good news he’d

In 2022, when I moved to Bangalore for a new job with a monthly take-home of ₹65,000, I tried to

What Actually Happened When We Needed ₹3.2 Lakh in Under a Day? In March 2024, my father had chest pain

Reviewing a full year of my bank statement in January 2024, prompted by a friend asking me for saving tips

Ask three different lenders for the same personal loan amount and you’ll often get three genuinely different rates, even when