Last updated: 13 Nov 2025
The information provided on www.hmawealth.com (“HMA Wealth”, “we”, “our”, “us”) is for educational and informational purposes only. By using this website, you acknowledge and agree to the statements outlined below.
1. Not Financial or Investment Advice
All content on HMA Wealth including articles, market analysis, personal finance tips, stock discussions, trading insights, or wealth-building strategies is general education, not professional advice.
We are not SEBI-registered advisors.
Nothing on this website should be considered:
- Investment advice
- Trading recommendations
- Stock tips
- Portfolio management guidance
- Financial planning services
Always consult a certified financial advisor, planner, or SEBI-registered professional before making investment or trading decisions.
2. Market Risk Warning
Financial markets involve substantial risk, including the possible loss of capital.
Past performance does not guarantee future results.
Users are solely responsible for:
- Decisions made based on content
- Profit or loss incurred
- Personal research and due diligence
- Understanding market risks
- Compliance with Indian financial regulations
HMA Wealth will not be held responsible for any financial gain or loss from actions taken based on our content.
3. Accuracy of Information
We strive to provide accurate, updated, and research-backed information. However:
- Markets change rapidly
- Data may become outdated
- Analysis may contain unintentional errors
- Third-party information may not always be reliable
HMA Wealth does not guarantee the completeness, accuracy, or timeliness of any content.
4. No Liability
Under no circumstances shall HMA Wealth be liable for:
- Loss of profits
- Financial losses
- Trading/investment decisions
- Damages arising from website use
- Technical issues, errors, or service interruptions
You use the information entirely at your own risk.
5. Affiliate & Sponsored Disclosure
HMA Wealth participates in various affiliate programs and may include:
- Trading platform links
- Amazon affiliate links
- Finance tools and products
- Sponsored or partner content
We may earn a commission when you click or purchase through these links — at no extra cost to you.
Affiliate relationships do not influence our editorial opinions, reviews, or recommendations.
6. External Links
Our website may link to third-party websites, apps, or tools.
We are not responsible for:
- Their content
- Privacy policies
- Services or products they offer
Always review third-party terms before engaging with them.
7. Educational Tools & Charts
Any charts, indicators, patterns, or tools shown are for learning purposes only.
They should not be used to execute real trades without proper understanding and professional guidance.
8. Personal Responsibility
By using this website, you agree that:
- You take full responsibility for your financial decisions
- You conduct your own research before acting
- You understand the risks associated with financial markets
- You will not hold HMA Wealth accountable for outcomes
9. Changes to This Disclaimer
We may update this Disclaimer at any time.
Changes will be posted on this page with an updated “Last Updated” date.
Continued use of the website signifies acceptance of these terms.
10. Contact Us
For questions about this Disclaimer, contact:
📧 contact@hmawealth.com