Last updated: 13 Nov 2025
Welcome to HMA Wealth (“we”, “our”, “us”). By accessing or using www.hmawealth.com, you agree to the following Terms & Conditions. Please read them carefully. If you do not agree, please discontinue using the website.
1. Use of Website
By using this website, you confirm that:
- You are at least 18 years old.
- You will use the platform only for lawful purposes.
- You agree to follow all terms mentioned on this page.
2. Nature of Content
HMA Wealth provides:
- Educational finance content
- Personal finance tips
- Market news and analysis
- General wealth-building information
All content is created for educational and informational purposes only.
It is not financial, investment, or trading advice.
You are responsible for your financial decisions and should consult a licensed advisor before making investment choices.
3. No Professional Advice
While we aim for accuracy and clarity, HMA Wealth does not guarantee:
- Profit results
- Accuracy of market predictions
- Completeness of information
- Freedom from errors or delays
Use the information at your own discretion.
4. No Paid Services
We currently do not offer any paid products, subscriptions, or services. If this changes in the future, terms will be updated accordingly.
5. Intellectual Property Rights
Unless otherwise stated:
- All content on HMA Wealth is owned by HMA Wealth, including text, graphics, design, branding, and layout.
- You are not allowed to copy, reproduce, republish, sell, or distribute any content without prior written permission.
Strictly prohibited:
- Copying articles
- Republishing content on other websites or social platforms
- Commercial use of any material
- Any misuse of our resources
Legal action may be taken for violations.
6. Affiliate Links & Sponsored Content
HMA Wealth participates in various affiliate programs, including:
- Trading platforms
- Amazon
- Finance tools and products
These links may generate commissions at no extra cost to you.
Affiliate partnerships do not influence our editorial opinions or recommendations.
We always aim to remain unbiased, transparent, and responsible in our content.
7. External Links
Our website may contain links to third-party websites or resources.
We are not responsible for:
- Their content
- Their privacy practices
- Any damages or losses resulting from their services or information
Please review their policies before visiting or using those platforms.
8. Limitation of Liability
HMA Wealth is not liable for:
- Losses, damages, or financial impact from the use of our content
- Trading or investment losses
- Website errors, interruptions, or downtime
- Inaccurate, incomplete, or outdated information
Use the website at your own risk.
9. Governing Law
These Terms & Conditions are governed by the laws of India.
Any disputes will fall under the jurisdiction of Indian courts.
10. Changes to Terms
We may modify, update, or revise these Terms & Conditions at any time.
Updates will be posted on this page with a revised “Last Updated” date.
Continued use of the website after changes indicates your acceptance.
11. Contact Us
For questions about these Terms & Conditions, contact us at:
📧 hmawealth@gmail.com