User-agent: *

# Block WordPress admin & login
Disallow: /wp-admin/
Disallow: /wp-login.php
Allow: /wp-admin/admin-ajax.php

# Allow core assets (important for rendering)
Allow: /wp-includes/js/
Allow: /wp-includes/css/

# Block internal search & parameters
Disallow: /*?s=
Disallow: /*?replytocom=
Disallow: /*?utm_*
Disallow: /*?m=1
Disallow: /*?max-results=*
Disallow: /*?updated-max=*

# Block feeds & comments
Disallow: /feed/
Disallow: /*/feed/
Disallow: /*/comments/

# Block low-value archives (optional but controlled)
Disallow: /author/
Disallow: /tag/
Disallow: /search/

# Allow SEO-relevant sections
Allow: /category/

# Crawl delay (respected by Bing)
Crawl-delay: 10

# Sitemap
Sitemap: https://hmawealth.com/sitemap_index.xml